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Updated daily 30-year mortgage rates decline ahead of Fed meeting | Today's mortgage and refinance rates, September 15, 2025 The current average rate Find the best mortgage interest rates in Canada from highly qualified and rated lenders across the nation. Why mortgage interest rates just fell to a 3-year low The timing of this mortgage interest rate drop isn't coincidental. Right now, New York and California have the cheapest 30-year rates. Check rates today to learn more about the latest 30-year mortgage rates. Right now, New York, California, and Kentucky Mortgage rates have already fallen in anticipation of the Fed's rate decision, with the average 30-year fixed rate falling to 6. eased for the second week in a row, but remains just below 7%, little relief for prospective Interested in buying a home? Check out the current state of mortgage rates and expert predictions on where they may be Find mortgage rates that work perfectly for you. 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